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Terminal Illness Insurance

This agreement is made when a person wants assurance, that if he/she is diagnosed with a sickness and has less than 12 months to live, their family members don’t suffer financially, through a large once off amount, as a result of treating the sickness or adapting to the changes in their lifestyle. Examples: Cancer, HIV, etc.

Life Insurance/cover policies for diagnosis of terminal illness:

Life cover policies usually include cover for terminal illness. This pays out in the event that the policyholder is diagnosed with a terminal illness (one listed on the insurance provider’s list of covered conditions), and only has 12 months to live.

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